5 Ways to Upgrade Your Bathroom for Under $50

Did you know that you can give your bathroom a well needed facelift without totally bathroombreaking the bank? By following these simple suggestions you will be able to update and essentially renovate one of your most used rooms. (and one of the rooms that potential buyers pay especially close attention to)

* Paint Your Cabinets: You are not doomed to have those light wood colored cabinets forever.  All it takes is a little elbow grease in the form of sandpaper and paint.  One of the most popular colors now is white or a light colored paint that not only modernizes but also makes the space appear brighter and bigger.

* Tile It: What is so great about tiling now is that you don’t need to go through the long, labor intensive process of actual tile but instead use the peel and stick tile.  The final result is almost eerily the same and the cost and work is much lower.

* Paint the Door: While you still have your paint supplies handy you may want to paint the interior door to the bathroom an eye popping color.  This gives the entire room a focal point and brightens it up.

* Change Your Lighting:  More specifically change the glass covering on your lighting.  This is an inexpensive way to purge your old looking bathroom and give it a modern makeover.

* Change Your Towels and Bathmats: This seems simple enough and you will be amazed at the overall change.  As a side note: even if your bathmats come with a fluffy toilet seat cover… don’t use it.  It makes the entire bathroom look very dated!

Halloween Magic Show

I know many of you are always on the lookout for fun Saturday activities for the kids to do! hat with logoThis Saturday you will have no trouble at all finding something the whole family is sure to enjoy because the Pendleton Community Library is hosting a Halloween themed magic show at 10 am Saturday morning (Oct.25th).  During the show children will be asked to join in on the fun and all children will receive a prize for participating.  Halloween refreshments will also be served.  After the show is an ideal time to check out everything else that our amazing library has to offer! Hope to see you there!

A Blog on a Blog

It’s probably not too often that you see a blog about a blog…. rather ironic really.  But what blog logoI really wanted to convey with this is the usefulness of our two blogs “Pendleton Real Estate Pro” and “The Real Estate Pros“.  Both blogs address the big questions that many of you have for realtors such as “Qualities and Traits a Realtor Should Have“, “The Benefits of an FHA Loan“, and “Mistakes to Avoid When Buying a House.”  In addition to tips and tricks in real estate we also cover local events, spotlight local businesses, and even include fun and creative recipes, crafts, home decorating tips, and talk about our love for our four-legged friends as well.  These blogs can be an excellent resource for anyone looking to buy or sell a home as well as any current home owners or those living in the Pendleton/Anderson area.  Be sure to check out both blogs and feel free to ask us as many questions as you like!

The Benefits of an FHA Loan

Before we delve into the benefits that come along with an FHA loan we should first cover loan with logowhat exactly an FHA loan is.  Essentially an FHA loan is a mortgage that is insured by the Federal Housing Administration.  The thing that makes FHA loans different from many other loans is that the borrowers are required to pay for mortgage insurance which protects the lender from a loss if the borrower defaults on the loan.  In doing so this allows the FHA lenders to offer more benefits because they are at a lower risk.

Another benefit that comes with using an FHA loan is that you don’t have to have perfect credit.  In fact, a score of 580 or better is usually all it takes to qualify for an FHA loan.  Additionally, for those borrowers with a score under 500 have an opportunity to under certain circumstances get a loan for “nontraditional credit history” on a case by case basis.  It is worth checking out your options for loans.

The down payment for FHA loans are lower than many other similar loans as well.  On average an FHA lender only requires a down payment of 3.5%.  Additionally, with FHA loans the closing costs may be covered.  This is because the FHA lenders allow home sellers, builders, and lenders to pay some of the closing costs.

FHA loans are especially popular for those buyers that need to do essential repairs to the home they are buying.  The advantage of this type of loan (called a 203K) is that the loan amount is based on the projected value of the home after the repairs are done.

Last but certainly not least, FHA loans have a financial hardship relief allowance.  Some loan servicers can offer some financial relief to FHA loan holders who have suffered a financial hardship in the form of temporary forbearance, lower interest rate, or deferral of part of the loan.  Check with your lender for any of these options.

Open House + Entry for Colts Tickets + Hickory Hills = Can’t Lose!

If you already live in Pendleton then chances are that you are aware of the quality of homes colts field with logowithin the neighborhood of Hickory Hills.  If you are not familiar with the area then be prepared to be amazed at not only the custom, beautiful, majestic, well crafted, and elegant homes that make up this highly desired area but also the prime location with easy access to I-69, and the spacious lot sizes.

Come see three of these spectacular homes at our open houses this Sunday from 1:00-3:00.  These homes boast features such as double sided fireplaces, 3 car heated garages, private decks, mud room with custom lockers, granite counter-tops, built in speaker systems, and custom built pergolas to name a few!

The best part of all (aside from the possibility of finding your dream home) is that for every open house of ours that you attend between now and Dec. 1st gets you another entry into our drawing for Colts vs. Texans game on Dec. 14th!  So don’t miss this exciting opportunity! We look forward to seeing you there!

* 1861 Raccoon Way

* 6038 Red Fox Rd.

* 6127 Lemming Ct.

Mistakes to Avoid When Buying a House

We all know the saying, “live and learn” and that is certainly a mantra in the home buying oops with logoworld.  That is why I am letting you first time home buyers in on some of my hard earned experience and sharing with you some mistakes that I as well as some clients have made.

* Don’t go it alone.  I’ve seen many potential buyers think that they can navigate the home buying process without the assistance and guidance of an experienced realtor.  Unfortunately, all too often this ends in headache and financial loss.

* Don’t forgo the pre-approval from your lender.  There is truly no worse feeling then watching the house of your dreams slip through your fingers because you didn’t get the loan pre-approval.  This way you can also help determine your price range.

* Don’t exceed your budget.  While the new house prospects out there are all very tempting you have to remember that there will be other expenses that arise as well.  It is important to be financially responsible so that you don’t end up over your head in expenses.

* Don’t EVER skip a home inspection.  Sure the house may look great or you may not want to spend the money on an inspection but be rest assured, it is the best money you will ever spend.  You would be amazed at the unforeseen issues that may arise.

* Don’t get hung up on the little things that are easy to change (i.e. paint, carpet, fixtures, drapes, etc.) You wouldn’t want to pass up on a great house because of the color of the kitchen, which would cost on average $50 to repaint.

* With that being said, don’t ignore the bigger issues that aren’t so easily fixed (i.e. not enough natural light, layout of the home, location, etc)

 

Answers for Adalyn: How You Can Help!

One thing that many of us take for granted on a daily basis is our overall health.  Sure we may have a cold here and a bout of the stomach flu from time to time but many of us have been blessed to be healthy. This is not the case with one delightful and brave 6 year old little girl named Adalyn.  You see, Adalyn has been diagnosed with mitochondrial disease, one that affects her bladder/bowel functioning, respiratory complications, immune system deficiencies, visual impairment, and muscle fatigue/weakness.  There is no known cure for this at the time and she requires constant care and love.  The financial strain that goes into the barrage of tests, therapies, equipment, care, etc is understandably overwhelming which is why I feel so strongly that we need to help support this adorable little girl and her family through these tough times.

This Saturday (Sept. 13th) will be the 2nd Annual “Answer for Adalyn” event taking place at Falls Park.  There will be a motorcycle ride, cookout, live music, a kid zone, cornhole tournament, and more!

Even if you can’t make the highly anticipated event you can still help out this deserving family by making a financial donation here. I think that we as a community have shown time and time again our commitment to helping one another and this is no exception! Let’s come together to help ease a bit of the financial strain and stress that is surely prevalent in their lives.  I hope to see all of you there this weekend!

answers for adalyn